Program requirements

Together, we are building Boise through shelter.

 

Applicant Requirements

Housing Need

Your current housing must be inadequate due to problems with structure, water, sewer, electrical, failure to meet city standards, or does not provide bedrooms appropriate for the number, age, and gender of your children, or if you are spending too much of your monthly income on housing.

Willingness to Partner

Each applicant must be willing to complete a minimum of 200 Partnership Hours (sweat equity). In addition, your family and friends must complete a total of 100 hours.

Residency

You must be a U.S. citizen or legal resident, and you must reside or work in Ada County.

Income

You must have proof of continuous income for the last 12 continuous months.

Attend Meetings

You must attend ONE Program Orientation Meeting during an open application period. Dates and times will be posted here.

Ability to Pay

Ability to pay a no-interest, no- profit mortgage. Within the last 12 months, an individual may not have more than 2 accounts that are 60 days late to qualify. If an individual has 2 or less accounts that are up to 60 days late, they will be required to include a letter of explanation.

Meet Income Guidelines

Your income must be within current HUD income guidelines (see chart), and you must meet our debt to income ratio requirements.

The 2022 application period has closed as of Friday, February 18, 2022. Please check back for future application periods.

Documents Required

  • COPIES (no originals) of past 2 months of paycheck stubs for all sources of employment and retirement income in the household. If current job is less than 12 months, provide last 2 months of paystubs from previous employer
  • COPIES (no originals) of your 1040 plus W-2 and/or 1099 from your most recent completed tax return.
  • COPIES (no originals) of official letters for each source of assistance income (SSD, SSI, Social Security, VA)
  • If self- employed: COPIES (no originals) of most recent year's completed income tax return including Schedule C and current year-to-date business income statement
  • If the applicant does not have three credit references with activity during the last 12 months that will show up on a credit report they must provide letters or statements from their landlord and two companies such as Idaho Power, Intermountain Gas, phone company, or insurance company showing 12 months of on-time payments

NOTE: Applicant is responsible for providing copies of these documents. We are unable to make copies.